Startup founder charged with fraud

The SEC has charged the 31-year-old startup founder with four counts of fraud for allegedly creating over four million fake customer accounts to pass due diligence in a $175 million acquisition by JP Morgan Chase.

美国证监会指控这位31岁的初创企业创始人犯有四项欺诈罪，据称他创建了超过400万个虚假客户账户，以通过摩根大通银行1.75亿美元的收购尽职调查。

Frank was a consumer fintech app that helped students better navigate the student loan process. Seems like a reasonable idea, but today the SEC charged Charlie with one count of conspiracy to commit bank and wire fraud.

Frank是一款消费者金融科技应用程序，它帮助学生更好地管理学生贷款流程。听起来是一个合理的想法，但今天SEC控告Charlie一个企图犯银行和电信诈骗的阴谋罪。

That's a max sentence of 30 years and one count of wire fraud affecting a financial institution again 30 years in prison. One count of bank fraud is another 30 years and one count of securities fraud that's 20 years.

这是最长30年的刑期，以及一项针对金融机构的电信诈骗罪，可能再判30年监禁。一项银行诈骗罪是另外的30年，还有一项证券诈骗罪是20年。

I don't know if these are concurrent or consecutive, but if you were to get that sentence and it was even concurrent, Charlie's not getting out until she's in her 60s. So the world's going to look pretty different, Charlie.

我不知道这些是同时的还是连续的，但如果你得到了那个句子，即使这是同步的，查理也要等到她六十多岁才能出狱。所以，世界会对查理来说变得非常不同。