Tala founder Shivani Siroya on finding company's core focus & funding business on venture money
发布时间 2016-10-12 00:53:43 来源
摘要
WATCH FULL EPISODE: https://youtu.be/LR5xuDdHzGw
.@talamobile CEO @shivsiroya on finding co’s core focus, making entrepreneurial decisions & funding biz on venture $-w/@jason-THX @braintree
Shivani Siroya is the CEO and founder of Tala, a company is tackling a massive problem: there are 3 billion people around the world that are currently underserved from financial services—they don’t have bank accounts, access to formal credit options, traditional loan products, small business loans, or insurance products. Tala makes micro-loans in Kenya, Tanzania and the Philippines by using a person’s smartphone, transactions, and app usage to figure out if they are creditworthy. To evaluate creditworthiness, Tala built an Android app that scores would-be borrowers in 20 seconds by using data on their phone. In addition, they make a credit decision to lend money in that 20 second timeframe and acts as the lender. Tala dynamically prices between 5%-11% for the term, which is dramatically lower than the average APR in these markets, which is 350%. In this episode, Siroya describes how she pioneered this new form of micro-lending.
For full show notes, subscribe to:
http://thisweekinstartups.com/about/#allsubscribe
GPT-4正在为你翻译摘要中......
