Which Rules Are You Actually Following? CFPB Expert on What's Changing
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摘要
Banks don't know if they should be running disparate impact analysis or not. The CFPB is rewriting its own rules. State AGs are filling the gaps. And the legal questions around agentic AI haven't even been answered yet. CBA General Counsel David Pommerehn breaks down what's actually happening and what lending leaders should do about it.Recorded at CBA Live 2026 in San Diego, this episode covers:- The CFPB under the current administration- Reg B and the elimination of disparate impact- State AGs stepping in where federal enforcement pulls back- Agentic AI and the legal ramifications under Reg E- Section 1033 and the data portability rewrite- Data sharing versus data security- Fraud and scams as a whole government problem- Why UDAP reform matters more than you thinkIf you are navigating compliance strategy or staffing for the back half of 2026, this conversation matters.Leaders in Lending is powered by Upstart and features conversations with banking and credit union leaders navigating the future of consumer lending.Chapters:00:00 Top legal and regulatory risks for bank leaders01:12 How the CFPB has changed under the current administration03:48 Reg B and the elimination of disparate impact05:49 State AGs stepping in where the CFPB pulls back09:54 Agentic AI and the legal questions nobody's answered yet11:03 Section 1033, data portability, and the rewrite14:10 Navigating data sharing vs. data security16:13 What's actually working in fraud prevention19:04 The regulation assumption David has changed his mind on20:54 Why UDAP reform matters more than you think#LendingLeaders #CFPB2026 #CBALive2026
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