UPST Stock: Upstart's Co-Founder on 92% Loan Automation
发布时间 2025-10-16 08:30:00 来源
摘要
Upstart co-founder and CTO Paul Gu joins OPTO Sessions to explain how AI underwriting powers 92% fully automated loans and lifts conversion to approximately 24% as the AI lending marketplace returns to profitability with triple digit revenue growth. He unpacks fraud controls, the Upstart Macro Index, and expansion into HELOC and auto.
0:00 Introduction to Upstart & Paul's journey
09:22 Upstart's competitive advantage
15:37 Expanding into new markets
18:16 What is the last 8% that is not automated?
23:39 Q2 numbers - what's driving growth?
28:17 Ensuring fairness in AI lending
36:01 The future of AI in lending
42:22 Lightning round
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#ai #lending #upstart #automation #loans #fintech #consumercredit
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