What's Behind the Boom in Buy Now Pay Later | Odd Lots
发布时间 2025-09-04 14:02:49 来源
摘要
Buy Now Pay Later is everywhere nowadays. Companies like Affirm, Afterpay, and Klarna have brought installment payments into everyday life, while big banks and tech firms also now racing into the space. With the market growing so rapidly, there are obvious concerns over whether BNPL is adding a new layer of 'hidden leverage' to the economy, giving online shoppers an alternative to more traditional financing like credit cards and bank loans. Data about BNPL usage is notoriously limited, and BNPL firms have so far resisted sharing information. In this episode, we speak with Julie Margetta Morgan, formerly at the CFPB and now president of The Century Foundation, about what's driving the BNPL market, how BNPL companies make money, and the macroeconomic impacts of the BNPL boom.
Read more:
Klarna, Backers Seek $1.27 Billion in IPO After Tariff Pause (https://www.bloomberg.com/news/articles/2025-09-02/klarna-backers-seek-1-27-billion-in-us-ipo-after-tariff-pause?utm_medium=referral&utm_source=podcast&utm_campaign=odd_lots&utm_content=article)
Dollar Tree Boosts Outlook as Consumers Keep Hunting for Deals (https://www.bloomberg.com/news/articles/2025-09-03/dollar-tree-boosts-outlook-as-consumers-keep-hunting-for-deals?utm_medium=referral&utm_source=podcast&utm_campaign=odd_lots&utm_content=article)
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