Why I won’t retire
发布时间 2019-07-01 22:30:00 来源
摘要
This is the reason I likely won’t retire early - enjoy! Add me on Instagram: GPStephan
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To start, this video was inspired by a CNBC article titled “The 5 downsides of early retirement that no one tells you,” written by Sam Dogen, who retired with $3 million dollars at the age of 34 - and documented his post-retirement lifestyle through his blog, The Financial Samurai.
In his article he describes the 5 downsides:
First, a lack of identity associated with quitting his work.
I’ve very much identified myself, from a young age, as the person who’s obsessed with whatever they find interesting…Admittedly, that’s just become a part of who I am - and without that, I just wouldn’t feel like the same person.
Second, the author says you may second guess your decisions in retirement.
And I could ABSOLUTELY see how relatable this would probably be to most people watching - at what point would you ever step back from a career, likely during the time where you’re at your highest income potential, to step back and do whatever? How much money are you leaving on the table by doing so, and could you ever go BACK to making the same amount of money if you wanted to?
Third, the author describes people thinking of you as a misfit for retiring early…
Maybe I’m just in Los Angeles, where it seems like no one has a job and everyone just hangs out at Cafe’s and Equinox all day…so I’ll just say, this is only one that I can’t fully conceptualize quite yet.
But…number 4 gets me…he says, you’ll be surprised that you’re not THAT much happier
There’s a saying that goes something like this: wherever you go, there you are. That applies to EVERYTHING. If you’re naturally an unhappy person, that’ll continue forward into retirement…if you’re an optimistic, happy person…that’ll continue forward into retirement. But don’t expect retirement to solve ALL of your emotional well-being problems.
And finally, 5, he mentions boredom…
This one is very real…I’ve never “Retired” from anything, but if I don’t have any plans, if I’m not working on something, or doing SOMETHING productive…I just don’t feel good. I feel lethargic, I feel tired, I feel unmotivated, I don’t feel challenged, and I get the feeling that I’m just wasting my life. That might sound extreme, but more than a few days without doing anything and I partially go crazy…I just feel like I’m deteriorating.
And I think that’s really the entire point of the CNBC article - that early retirement is not necessarily a cure to life’s problems. It’s not the light at the end of the tunnel that people make it out to be. While it can certainly solve some LOGISTICAL issues of time and money, it won’t cure unhappiness - and it won’t make you feel any better of a person.
And when it comes to me, here’s my thoughts and why I don’t think I’d ever be able to retire:
To me, the concept of “retiring” is leaving behind a career, or lifestyle you didn’t enjoy - and escape into something new that’s more fulfilling. But when it comes to that, I’ve gotta say…if I were retired, I’d just be doing the EXACT same thing that I’m doing now.
Maybe this won’t be the case in a few years from now, but at this moment - I just get so much enjoyment from being able to make youtube videos, express my thoughts, get creative with ideas, and hopefully share my insight with everyone watching. That, to me, is basically just like having fun all day…and there’s no reason to ever leave something I just enjoy so much.
That, to me, is what early retirement is all about - it’s not about quitting a job you hate, or thinking it’s going to be the end all be all…if anything, it’s really just the beginning to a more rewarding lifestyle where YOU dictate the terms and you decide what you want to work on.
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
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