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Motley Fool Money - Apple Folds & Meta Muses

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由Travis Hoyam主持,Lou Whiteman和Jason Hall参与的“Motley Fool Hidden Gems Investing”播客,首先讨论了Meta的新款Muse应用,随后是苹果的最新产品发布,回顾了几家主要公司十年来的增长,以及一个关于通货膨胀和利率的专题。 Travis将Meta的Muse应用介绍为当天“可能被低估的最大新闻”,促使Jason称其为面向消费者的“最佳打包AI代理”,但同时质疑其长期采用前景,原因在于可能带来“更多噪音”以及需要情感回报。Travis强调了该应用“苹果式”的用户体验,指出它能通过高效整理邮件和日历中的信息(例如孩子的运动日程)来简化数字生活。然而,Lou对隐私表达了严重担忧,特别是考虑到Meta的历史,以及用户需要“付出努力”才能信任该应用并提供其个人数据。他还质疑为何现有手机功能(如谷歌的Gemini或苹果的Siri)不能原生提供类似服务。Jason也对Muse五年内的生存前景持“可疑”态度,理由是信任问题和用户摩擦。主持人还探讨了其难以捉摸的商业模式,潜在的思路包括从商业交易中分成或提供付费高级版本,同时承认AI开发成本高昂以及消费者不愿为他们可能认为应免费的服务付费。 接着,三人转向苹果最近的产品发布,包括新款iPhone Pro和一款售价2000美元的可折叠手机“Duo”。Lou,一位“前沿科技采纳者”,对这款可折叠手机的普及前景表示怀疑,认为它是一种小众产品,适合那些需要“屏幕空间”的用户,而非具有革命性的“iPhone时刻”。Jason同意这不会是一款“分水岭产品”,但他强调了苹果在渐进式改进和其强大生态系统方面的优势。他预测苹果的进入将扩大目前规模较小(占全球智能手机销量不足2%)的可折叠手机市场,并带来丰厚的利润。Travis指出,手机价格涨幅并未像预期那样大,这表明苹果可能认为零部件成本上涨是暂时的,或者其定价权受到的限制比人们认为的要多。他们总结道,即使没有明确的“下一个大事件”出现,苹果仍然是一家拥有丰厚利润和忠实客户群的优秀企业。同时,人们也对新款可折叠形态和更新版Siri所需的巨大开发工作表示担忧,这可能导致初期用户体验问题。 “时间机器”环节回顾了公司十年前的表现。Uber在2017年完成了40亿次乘车服务,去年增至148亿次,显示出疫情如何暂时阻碍了其持续增长。迪士尼乐园的运营收入从十年前的33亿美元增至去年的108亿美元,增长了两倍,这突显了尽管电影和流媒体备受关注,但其持续的现金生成能力。NVIDIA的数据中心收入从2016财年的3.38亿美元飙升至去年的2780亿美元,复合年增长率达84%,总变化达82,000%,凸显了AI基础设施的迅速崛起。Tesla在2016年售出76,230辆汽车,去年达到175万辆,Model 3和Y发布后,2016年之后的增长显著加速。最后,Costco的付费会员从2016年的4760万增至如今的8100万(复合年增长率为6%),然而其股价在十年间上涨了近500%,这表明增长可能来自估值扩张以及会员增长之外的其他因素。 播客随后讨论了通货膨胀和利率。CPI上涨3.4%,Lou表示通货膨胀“保持稳定”,这“不太好”,但经济可以承受。他区分了利率,认为利率上升是由于债券市场的供需失衡,受AI建设对资本需求的L影响,而非仅仅是通货膨胀。Jason同意,虽然当前利率与过去二十年相比偏高,但从历史上看它们“相对便宜”。他建议投资者在面临“宏观困境”的时期寻找基本面强劲的公司,利用这样的时期来“长期买入优秀资产”。 最后,在“关注股票”环节,Jason推荐了TJX Companies (TJX),他认为其25-26%的股价下跌是对在一个充满挑战的消费者环境中,尽管第二季度业绩强劲(可比销售增长4%,净收入增长24%),但客流量持平的过度反应。Lou建议了Helmet Aerospace (HWM),该股票在GE Aerospace收购其竞争对手后下跌了10%以上。他认为这是一个买入机会,相信尽管GE可能会整合一些业务,但Helmet可以从GE的竞争对手那里获得新客户。

The "Motley Fool Hidden Gems Investing" podcast, hosted by Travis Hoyam with Lou Whiteman and Jason Hall, opened with a discussion on Meta's new Muse app, followed by Apple's latest product announcements, a look back at the growth of several major companies over a decade, and a segment on inflation and interest rates. Travis introduced Meta's Muse app as a potentially "underrated biggest news of the day," prompting Jason to call it the "best packaged AI agent" for consumers, yet questioning its long-term adoption due to the potential for "more noise" and the need for emotional payback. Travis highlighted the app's "Apple-like" user experience, noting its ability to declutter digital life by efficiently organizing information like a child's sports schedule from emails and calendars. However, Lou expressed significant privacy concerns, particularly given Meta's history, and the "work" required from users to trust the app with their personal data. He also questioned why existing phone functionalities like Google's Gemini or Apple's Siri couldn't offer similar services natively. Jason echoed the "dubious" sentiment about Muse's five-year survival, citing trust issues and friction for users. The hosts also pondered the elusive business model, with potential ideas including a cut from commerce transactions or a paid premium version, acknowledging the high costs of AI development and consumer reluctance to pay for services they might expect for free. Next, the trio turned to Apple's recent product launches, including a new iPhone Pro and a $2,000 foldable phone, the "Duo." Lou, a "bleeding edge tech adopter," expressed skepticism about the foldable phone's mass appeal, seeing it as a niche product for those needing "screen real estate" rather than a revolutionary "iPhone moment." Jason agreed it wouldn't be a "watershed product" but emphasized Apple's strength in incremental improvements and its robust ecosystem. He predicted Apple's entry would expand the currently small (less than 2% of global smartphone sales) foldable market and yield strong margins. Travis noted that phone prices didn't increase as much as expected, suggesting Apple might view component cost surges as temporary or faces more pricing power limitations than perceived. They concluded that Apple remains a great business with strong margins and a loyal customer base, even without a clear "next big thing" on the horizon. Concerns were raised about the significant development work required for the new foldable form factor and updated Siri, potentially leading to initial user experience issues. The "Time Machine" segment looked back at companies' performance a decade ago. Uber completed 4 billion rides in 2017, growing to 14.8 billion last year, showing how the pandemic temporarily set back its consistent growth. Disney Parks' operating income tripled from $3.3 billion a decade ago to $10.8 billion last year, underscoring its consistent cash-generating power despite attention on movies and streaming. NVIDIA's data center revenue exploded from $338 million in fiscal 2016 to $278 billion last year, representing an 84% compound annual growth rate and an 82,000% total change, highlighting the rapid ascent of AI infrastructure. Tesla sold 76,230 vehicles in 2016, reaching 1.75 million last year, with growth significantly accelerating post-2016 with the Model 3 and Y. Finally, Costco's paid members grew from 47.6 million in 2016 to 81 million today (a 6% CAGR), yet its stock returned almost 500% over the decade, illustrating that growth can come from multiple expansion and other factors beyond just member growth. The podcast then addressed inflation and interest rates. With CPI up 3.4%, Lou stated inflation is "holding steady," which is "not great" but the economy can tolerate it. He distinguished interest rates, arguing their rise is due to a supply/demand imbalance in bonds, influenced by capital demand for AI build-out, rather than inflation alone. Jason agreed that while current rates are high compared to the last two decades, they are "relatively cheap" historically. He advised investors to seek opportunities in fundamentally strong companies facing a "macro pinch," using such periods to "buy greatness for the long term." Finally, for "Stocks on Radar," Jason recommended TJX Companies (TJX), arguing its 25-26% stock drawdown was an overreaction to flat traffic amidst strong Q2 results (4% comp growth, 24% net income increase) in a challenging consumer environment. Lou suggested Helmet Aerospace (HWM), whose stock fell over 10% after GE Aerospace acquired a rival. He saw this as a buying opportunity, believing that while GE might integrate some business, Helmet could gain new customers from GE's competitors.